Thursday, February 28, 2013

Arkansas lawmakers override governor's abortion bill veto

LITTLE ROCK, Ark. (AP) ? The Arkansas House voted 53-28 Tuesday to override Gov. Mike Beebe's veto of a bill that would outlaw most abortions starting in the 20th week of pregnancy, hours after a state Senate committee approved a package of even tighter abortion restrictions.

The Republican-controlled state Senate, which overwhelmingly backed the 20-week near-ban on abortions before Beebe, a Democrat, vetoed it, was expected to discuss whether to vote to override the veto Thursday. Like the GOP-led House, only a simple majority in the Senate is needed to override a veto.

The House-sponsored measure is based on the disputed argument that a fetus can feel pain by the 20th week of pregnancy, and thus deserves protection from abortion. Beebe vetoed the bill Tuesday, saying it contradicts the U.S. Supreme Court's 1976 Roe v. Wade decision, which legalized abortion until a fetus can viably survive outside of the womb, which is typically at 22 to 24 weeks.

"This is not just any regular bill. It's one that has an eternal impact on each of us and to those children," Republican Rep. Andy Mayberry told House members as he urged them to override.

Two of the House's 48 Democrats joined with all 51 GOP members to support overriding Beebe's veto. Eighteen Democrats and the chamber's only Green Party member did not vote on the override, which has the same effect as voting against it. Republicans hold 21 of the 35 seats in the Senate, which approved Mayberry's bill on a 25-7 vote last week.

Prior to the House vote, the Senate Public Health, Welfare and Labor Committee voted 5-2 to advance a bill that would ban most abortions starting in the 12th week of pregnancy, sending it to the full Senate. The Senate passed an earlier version of the bill that would have outlawed abortions as early as six weeks into a pregnancy, but amended it to push back the restriction and to add more exemptions.

Beebe declined to say Wednesday whether he would also veto the Senate's proposed 12-week ban, but he said he thinks it's on even shakier legal ground than the House's 20-week version.

"I'm pretty sure I know what I'm going to do on a bill that's even more problematic than the one I already vetoed, but I won't tell you officially until that time," Beebe said Tuesday.

Seven states have enacted similar 20-week restrictions based on the fetal pain argument, according to the Guttmacher Institute, which tracks laws affecting women's health. A similar law in Arizona has been blocked while a federal appeals court reviews a lawsuit challenging it.

John DiPippa, dean emeritus of the University of Arkansas at Little Rock's law school, said he agrees with Beebe that the ban is unconstitutional and will likely be decided by the courts. He said he thinks the fetal pain argument will lose in the lower courts but that it's unclear how it might fare if it were to reach the U.S. Supreme Court.

"The core holding of Roe is that a state cannot place an obstacle in the way of a woman who wants to abort before viability," DiPippa said. "If you apply that standard, then these bills that draw the line at 20 weeks ? which by all medical estimates is prior to viability ? would clearly set up a substantial obstacle to a woman's ability to before that age."

GOP Sen. Jason Rapert said he hopes Beebe lets it stand but said he was confident the 12-week ban would have enough support to override a veto.

"The governor has his own conscience," Rapert, R-Conway, told reporters. "I think probably the best route would be that he just simply not sign the bill and let it become law, if that's what he decides to do. If he doesn't, then we'll override the veto and it'll become law in the state of Arkansas."

___

Associated Press writer Michael Stratford contributed to this report.

___

Andrew DeMillo can be reached at www.twitter.com/ademillo

Source: http://news.yahoo.com/ark-house-overrides-veto-abortion-restrictions-214013377--politics.html

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Saturday, February 23, 2013

Judge blocks shareholder vote on Apple proposal

NEW YORK (AP) - A federal judge is blocking Apple from conducting a shareholder vote on a package of governance proposals, handing a victory to a rebel investor who is trying to persuade the company to share more of its cash with its investors.

U.S. District Judge Richard Sullivan in New York ruled Friday that Apple Inc. was wrong to bundle four amendments to its corporate charter into one proposal for a vote at next Wednesday's annual meeting. Shareholders should get to vote on the amendments separately, he said. Although the ruling was preliminary, before both sides had a chance to fully make their case, Sullivan said Apple was likely to lose. He granted dissident investors a preliminary injunction against Apple pending a full trial.

Apple will comply with Sullivan's order and withdraw the issue from the agenda of next week's meeting, said Steve Dowling, a spokesman for the Cupertino, Calif., company. It had appeared on the shareholder voting list as proposal No. 2.

"We are disappointed with the court's ruling," Dowling said. "Proposal No. 2 is part of our efforts to further enhance corporate governance and serve our shareholders' best interests."

Greenlight Capital, a hedge fund run by Wall Street maverick David Einhorn, sued Apple over the proposal because it would remove the board's ability to issue preferred stock without shareholder authorization. Einhorn wants Apple to issue "iPrefs," preferred shares with a guaranteed dividend, as a way of committing the company to sharing its massive profits with shareholders.

Einhorn has been trying to rally Wall Street to vote against the Apple proposal as a way of showing their displeasure with the company's capital-allocation policies. Right now, Apple hands only a small amount of its profits to shareholders through dividends and stock buybacks. The rest of the money goes in the bank, where Apple's cash hoard amounted to $137 billion at the end of last year. That amount grows by about $40 billion every year, much of it from selling trend-setting gadgets such as the iPad and the iPhone.

Investors almost universally want Apple to hand out at least some of that cash, but Einhorn hasn't gotten much support for his "iPrefs" idea or his "No on Proposal 2" campaign.

Last week, Apple CEO Tim Cook said the company's proposal puts more power in the hands of shareholders, making it difficult to understand why a shareholder would fight it. Calling Greenlight's campaign a waste of time, Cook said Apple wouldn't squander money by mailing letters to shareholders to persuade them to vote for the proposal.

The California Public Employees' Retirement System, the country's largest pension fund, had said it would vote for Apple's proposal, because it would have strengthened shareholder rights. Among other measures, it would let shareholders vote against directors.

Apple's stock fell 31 cents to $450.50 in extended trading after the ruling came out.

"This is a significant win for all Apple shareholders and for good corporate governance," Greenlight said in a statement. "We are pleased the court has recognized that Apple's proxy is not compliant with (federal securities) rules because it bundles different matters in Proposal 2. We look forward to Apple's evaluation of our iPref idea and we encourage fellow shareholders to urge Apple to unlock the significant value residing on its balance sheet."

A company with excess cash will usually reward shareholders by raising its dividend or issuing a one-time dividend. It could also buy back more shares. Einhorn believes none of these routes would yield as much shareholder value as the iPrefs, because their 4 percent annual dividend yield would make them attractive to investors that otherwise wouldn't look at Apple shares, such as pension funds and endowments.

Greenlight has been an Apple shareholder since 2010 and has 1.3 million shares worth about $580 million.

Source: http://www.katu.com/news/business/Judge-blocks-shareholder-vote-on-Apple-proposal-192740791.html

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Friday, February 22, 2013

Medical copter crash in Okla. Kills 2, hurts 1

(AP) ? Authorities say a medical helicopter has crashed in Oklahoma City, killing two people and injuring a third.

The Oklahoma City Fire Department tells The Oklahoman newspaper (http://is.gd/9QfVj2 ) that the crash happened Friday morning. A fire department spokesman says two people were killed and one person was taken to a hospital.

Authorities say the crash happened near the St. Ann Nursing Home in northwest Oklahoma City.

A large storm system has blanketed much of the Midwest and Plains in snow, but it wasn't immediately clear if authorities believe weather played a role in the crash.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2013-02-22-Helicopter%20Crash-Oklahoma%20City/id-27a7c76d5cde48b2bbd1c08671d9f92a

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Cold weather hurts Pirelli in Spain

By: Adam Cooper on February 22, 2013

Pirelli officials weren't immediately concerned, as the weather was unseasonably cold.

LAT PHOTOGRAPHIC - Cold and wet weather seemed to hurt Pirelli tires during the Formula 1 test in Barcelona.

Tire degradation was the big talking point at this week?s Barcelona Formula One test, but Pirelli Motorsport boss Paul Hembery says that the cold weather is more extreme than it should be once the season gets under way.

While Pirelli has to create more degradation in 2013, it was worse than anticipated in Spain, and drivers struggled. The low temperatures also led to some graining issues.

?The teams experienced quite high degradation in Barcelona, and that was really down to the weather conditions,? said Hembery. ?The conditions we had in Barcelona are far from typical of the rest of the season, with much cooler ambient and track temperatures than we would normally race in, and even some rain on the final day.

?This put the tires outside of their usual working ranges, which led to problems such as graining. The conditions were particularly unsuited to the supersoft tire, due to the circuit layout and the roughness of the surface, in addition to the cold temperatures. Coupled with the fact that teams are still making big set-up adjustments to their new cars and trying out our complete range of our tires to optimize the package, we saw levels of degradation that are not typical.

?Once we get to Melbourne, the tires should be much more within their intended working range, which will eliminate the unusual amount of degradation that some teams have experienced.?

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Autoweek loves passionate comments and debate, but remember that you're part of a diverse community. Above all: be respectful. Critique statements, not people; talk about the automotive world, but skip the political rhetoric, hate speech, and obscenities. While we can't read every post, this site is moderated and Autoweek will remove comments as we see fit. Questions? Read our Terms of Use or email moderator@autoweek.com.

Source: http://www.autoweek.com/article/20130222/F1/130229917

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Former Pittsburgh Steeler, Army veteran Rocky Bleier to lead Myrtle Beach Memorial Day parade

MYRTLE BEACH -- Former Pittsburgh Steeler and U.S. Army veteran Rocky Bleier will be this year?s Grand Marshal at Myrtle Beach?s Memorial Day Weekend Parade, the city announced Thursday.

The parade, which will take place at 10:30 a.m. May 25, is the highlight of a month?s worth of activities for the city?s Military Appreciation Days.

Bleier played one season for the Steelers before being drafted by the Army in December 1968. While serving in Vietnam in 1969 he was wounded during an ambush and awarded the Purple Heart and Bronze Star, according to a press release from the city.

He returned to the Steelers the next year and played for the team until 1980.

As Grand Marshal, Bleier will lead the parade on Ocean Boulevard and mingle with people at the Military Appreciation Days Family Picnic that same day.

Previous Grand Marshals include astronaut Buzz Aldrin and Sen. John McCain.

Other planned activities during Military Appreciation Days include concerts, a 5K walk/run and a traditional Memorial Day ceremony.

Source: http://www.myrtlebeachonline.com/2013/02/21/3341523/former-pittsburgh-steeler-army.html

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Thursday, February 21, 2013

Sabres fire Ruff; name Rolston interim coach

THE ASSOCIATED PRESS

BUFFALO, N.Y. -- Ron Rolston has been hired as the Buffalo Sabres interim coach for the remainder of the season in taking over hours after Lindy Ruff was fired amid growing criticism for the team's slow start.

It's a promotion for Rolston, who was in his second season as coach of AHL Rochester, the Sabres' minor-league affiliate.

General manager Darcy Regier said the decision to fire Ruff was reached earlier in the day. It comes a day after the Sabres were booed off the ice during a 2-1 loss to Winnipeg. Regier called the loss -- and the team's performance -- a "tipping point."

The Sabres (6-10-1), who play at Toronto on Thursday, have gone 4-10-1 since opening the season winning their first two games.

With a 571-432-162 record, Ruff was the team's winningest coach.

Source: http://www.sportsnet.ca/hockey/2013/02/20/sabres_fire_lindy_ruff/?utm_source=Home%20lineup%20RSS&utm_medium=feed&utm_content=Sabres%20fire%20Ruff;%20name%20Rolston%20interim%20coach

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'American Idol': Why A Woman Will (Finally) Win

It's been nearly six years since 'Idol' had a female champ, but all signs point towards that changing this season.
By James Montgomery


Zoanette Johnson
Photo: FOX

Source: http://www.mtv.com/news/articles/1702264/american-idol-season-12-women.jhtml

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Stricter gun laws alone won't stop America's urban violence

Getting guns off the streets or out of the hands of criminals won?t by itself address the problem of gun violence in poor urban communities. America needs to address the underlying circumstances that lead people like my inmate students to gun violence in the first place.

By Peggy Rambach / February 21, 2013

Darrell Hartley takes notes during a class run by The Insight Prison Project in a San Quentin, Calif., prison on Jan. 23, 2008. Op-ed contributor Peggy Rambach says implementing the social programs 'that will eradicate the causes for their fear' mean her inmate 'students won?t be condemned to find sanctuary behind prison walls simply because they were too young to know that they would never find it in a gun.'

Robert Gumpert/Special to the Christian Science Monitor

Enlarge

When my students told me that they hated guns, I was surprised. That?s because my students are criminals incarcerated at Suffolk County House of Correction, a medium security prison in Boston where I teach creative writing. I found out about this relationship with guns the day Mario (I use only his first name to protect his identity) read his poem ?The Hammer.? It described how a gun at first empowers a man, but then, like an addiction, the man is overpowered by the gun, and the gun leads him to his death. Apparently, the poem spoke for the whole class. They all said that they wished they?d never laid their hands on one.

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But many of them will pick one up the minute they?re back on the street. Not because of the gun. Because of the street.

In the wake of Newtown, there?s been a huge push for gun control ? not just to protect children in suburban schools from mass shootings but to minimize the more frequent gun violence that dominates our urban streets. As I?ve learned from my students, getting guns off the streets or out of the hands of criminals won?t by itself address the problem of gun violence in poor urban communities. America needs to address the underlying circumstances that lead people such as my students to gun violence in the first place.

Especially if their lives resemble the life of my student Robert. He grew up in the 1980s at the height of the crack epidemic, turned up the volume on the TV to drown out his parents? fights over his father?s habit, and lived in an apartment where a bullet just missed him one day when it flew through his window.

When Robert was 10 years old and walking to school in a snowstorm, a guy shoved a gun in his face and, as Robert wrote, stole his coat, hat, and shoes. Whoever had guns had all the power, Robert said, ?and the GI Joe I played with, had a [big] gun, too.? Robert?s first offense was for illegal possession of a firearm, and so was his second.

My students carried guns, but they also know that guns bring nothing to their life that is good. The day Harvey tried writing a poem about how it felt to be shot, the class spoke over each other to help him get it right, and I found out that just about every other man in the room had been shot, too.

In my student Tali?s short story, a bodega owner didn?t send off his customers with a ?Have a good day,? but said, instead, ?Be careful out there.?

And Mike, running through nearby Charlestown, armed with a 2X4 to do battle against a gang he didn?t know and had nothing against, compared the sound of his and his friends? feet to the march of an infantry.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/84AuFt9UehU/Stricter-gun-laws-alone-won-t-stop-America-s-urban-violence

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Monday, February 18, 2013

Dr. Ben Carson for president? 'I'll leave that up to God'

ABC News' Kari Rea reports:

It's a forum that isn't known for making news - so Dr. Ben Carson says the buzz created by his speech at last week's National Prayer Breakfast, including a Wall Street Journal staff editorial with the headline "Ben Carson For President" - came as a surprise.

"I don't think it was particularly political," Carson, the director of pediatric neurosurgery at Johns Hopkins, told ABC's Chief White House Correspondent Jonathan Karl during an interview for " This Week." "You know, I'm a physician. I like to diagnose things. And, you know, I've diagnosed some pretty, pretty significant issues that I think a lot of people resonate with."

With an audience that included President Obama and Vice President Joe Biden, Carson spoke out about political correctness, health care and taxes at the breakfast. In his roughly 23-minute address, Carson called for a private health care savings plan and a flat tax for all Americans. His address has since gone viral, racking up more than two million views on YouTube.

The speech isn't Carson's first foray into national politics. In 2008, President George W. Bush awarded the successful brain surgeon the Presidential Medal of Freedom, the nation's highest civilian honor.

On Sunday, Carson criticized some of President Obama's policies but also called him a "very talented politician."

"There are a number of policies that I don't believe lead to the growth of our nation and don't lead to the elevation of our nation," Carson added. "I don't want to sit here and say all of his policies are bad."

He also offered his diagnosis for today's political environment.

"What I would like to see more often in this nation is an open and intelligent conversation, not people just casting aspersions at each other," Carson said on "This Week." "I mean, it's unbelievable to me the way people act like third graders. And if somebody doesn't agree with them, they're this and they're that and, you know - it comes from both sides. And it's just so infantile."

As for his own ambitions, Carson, 61, is retiring from practicing medicine this summer. But he told Jonathan Karl he's not ruling out a future bid for political office.

"That's not my intention," he said. "But I always say, 'I'll leave that up to God.'"

To read an excerpt of Carson's 2012 book "America the Beautiful," click HERE.

Also Read

Source: http://news.yahoo.com/dr-ben-carson-president-ill-leave-god-130554763--abc-news-politics.html

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New York's Best New Pasta Dishes - Eater Maps - Eater NY

2013_best_new_pasta_dishes12.jpg

1212_3_storm12008_10_hasmaps.jpgPasta is best enjoyed in large quantities, on cold winter days. With that in mind, here's a guide to New York's best new pasta dishes. All of the restaurants on this map opened within the last year or so, and all of them offer pasta dishes that are worth seeking out.

Source: http://ny.eater.com/archives/2013/02/new_yorks_best_new_pasta_dishes.php

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Sunday, February 17, 2013

NBA Trade Rumor: Celtics, Clippers talking Garnett for Jordan/Bledsoe swap

On the heels of tonight's Rondo/Howard rumor, the big news from Yahoo! Sports' Adrian Wojnarowski has Boston and the other L.A. team talking about another blockbuster.

There was a flirtation with a deal earlier this month that centered around KG that had Eric Bledsoe and Caron Butler, but it looks like Clippers' GM Neil Olshey has sweetened the deal with 24-year-old DeAndre Jordan. A trade that could potentially net two emerging young stars would have to give Danny Ainge pause as the team teeters between championship contention and a rebuild--especially without Rondo, Sullinger, and Barbosa for the rest of the year--but ultimately, the likelihood of this deal still rests with KG. With a no-trade clause in his contract, he could nix it.

Of course VDN wants to make this deal. The Clippers have rich man problems right now. They have a wealth of depth and adding KG gives them that playoff pedigree and swagger that can put them over the top. For Boston and Garnett, it's a tough spot for sure: KG's loyalty would truly be tested here. As far as Danny's concerned, he's done his job. The burden of this decision is squarely on KG's shoulders. Does he chase another ring with his good friend Chauncey Billups from the comfort of his Malibu summer home, knowing that the organization that he bleeds green for is set up for the future or does he stay true to the words he said today and retire a Celtic? Listening to KG today, I really think he cares more about his legacy as a Celtic than he does another chance at a championship.

We're only hearing about this new rumor tonight, but I have a hunch KG knew about this possibility all along and has probably had conversations with Danny since Rajon went down with the ACL tear. It was always that second part of that "this will be my last All Star Game" quote that struck me as strange. "Y'all don't know what I know." As far as I can tell, nobody asked him today, "what do you know what we don't know, Kevin?"

Stay tuned. This is going to be an interesting All Star Weekend.

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Source: http://www.celticsblog.com/2013/2/16/3994644/nba-trade-rumor-celtics-clippers-talking-garnett-for-jordan-bledsoe

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Little Lil Bub: Home Footage Shows Adorable Meme Cat As A Kitten (VIDEO)

Lil Bub may be the world's cutest 'perma-kitten' today, but many years ago, the famous feline was just a kitty.

Mike Bridavsky, the cat's owner, compiled the only footage he has of Lil Bub as a kitten, and posted it to YouTube on Friday.

In the aww-inducing video, Lil Bub frolics about, and playfully bites at her owner's hand. Eventually, she flashes the signature expression that would one day make her an Internet superstar.

Lil Bub, we didn't think we could fall any more in love with you.

(H/t Buzzfeed)

Also on HuffPost:

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Source: http://www.huffingtonpost.com/2013/02/16/little-lil-bub-kitten-video_n_2702899.html

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Murphy edges 100m Back win in Orlando - Universal Sports

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Source: http://www.youtube.com/watch?v=fNZTyrFBWFE&feature=youtube_gdata

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Saturday, February 16, 2013

4 Michigan Companies Helping the Restaurant Industry Go Digital

Home ? > ? Innovate ? > ? 4 Michigan Companies Helping the Restaurant Industry Go Digital By Audrey Walker on February 15, 2013

These four companies with operations in Michigan are helping businesses in the restaurant industry save time and make money through the use of digital tools. The adoption of these tools is resulting in new customers, better management communication, and an enhanced experience for both restaurant guests and employees.

Menuvative

The Ann Arbor based company helps restaurants create interactive menus that are viewed on tablets such as iPads. The digital menus allow guests to visualize the meal options before ordering, and find additional ingredient and nutritional information.

ShiftNote

ShiftNote creates web-based workforce management tools for restaurants. It allows management to communicate internally via a digital logbook, and help with online scheduling for their staff. Employees can use ShiftNote to release and pick up shifts using their computer or mobile device.

On Tap Now

On Tap Now provides restaurants and bars with a way to let potential customers know what beers they are currently featuring on draft. Given the recent surge in craft beer popularity, this tool could help bring in new customers who are searching out specific beers.

Detroit Labs

Located in Detroit in the recently renovated Madison Building, Detroit Labs builds intuitive mobile apps for companies of all types and sizes. They recently finished work on the mobile online ordering system for Domino?s Pizza, where users can create custom pizzas and track the real time delivery to their front door.

There are many companies popping up that are using new technologies to help with operations at restaurants and other businesses alike. It?s nice to have a few of these located right within our backyard! If you know of other Michigan tech companies helping the restaurant industry, please share below.

About Audrey Walker

Audrey is a digital geek, Michigan State University alumni, professional traveler, craft beer drinker, foodie, wine lover, and marketer of amazing business communication software at ShiftNote.

Source: http://www.michipreneur.com/4-michigan-companies-helping-the-restaurant-industry-go-digital/

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?Bullock, GOP senator roll out fix to stamp out campaign ?dark money??


Big Money Lost, But Don't Be Relieved, CNN Opinion, Nov. 9, 2012

A Better Way to Vote: Nationalize Oversight and Control, NY Times, "Room for Debate" blog, Nov. 9, 2012

Election Day Dispatches Entry 5: Black Panthers, Navy Seals, and Mysterious Voting Machines, Slate, Nov. 6, 2012

Behind the Voting Wars, A Clash of Philosophies, Sacramento Bee, Nov. 4, 2012

How Many More Near-Election Disasters Before Congress Wakes Up?, The Daily Beast, Oct. 30, 2012

Will Bush v. Gore Save Barack Obama? If Obama Narrowly Wins Ohio, He Can Thank Scalia and the Court's Conservatives, Slate, Oct. 26, 2012

Will Voter Suppression and Dirty Tricks Swing the Election?, Salon, Oct. 22, 2012

Is the Supreme Court About to Swing Another Presidential Election? If the Court Cuts Early Voting in Ohio, It Could Be a Difference Maker in the Buckeye State, Slate, Oct. 15, 2012

Election Truthers: Will Republicans Accept an Obama Election Victory?, Slate, Oct. 9, 2012

Wrong Number: The Crucial Ohio Voting Battle You Haven't Heard About, Slate, Oct. 1, 2012

Litigating the Vote, National Law Journal, Aug. 27, 2012

Military Voters as Political Pawns, San Diego Union-Tribune, August 19, 2012

Tweeting the Next Election Meltdown: If the Next Presidential Election Goes into Overtime, Heaven Help Us. It?s Gonna Get Ugly, Slate, Aug. 14, 2012

A Detente Before the Election, New York Times, August 5, 2012

Worse Than Watergate: The New Campaign Finance Order Puts the Corruption of the 1970s to Shame, Slate, July 19, 2012

Has SCOTUS OK'd Campaign Dirty Tricks?, Politico, July 10, 2012

End the Voting Wars: Take our elections out of the hands of the partisan and the incompetent, Slate, June 13, 2012

Citizens: Speech, No Consequences, Politico, May 31, 2012

Is Campaign Disclosure Heading Back to the Supreme Court? Don?t expect to see Karl Rove?s Rolodex just yet, Slate, May 16, 2012

Unleash the Hounds Why Justice Souter should publish his secret dissent in Citizens United, Slate, May 16, 2012

Why Washington Can?t Be Fixed; And is about to get a lot worse, Slate, May 9, 2012

Let John Edwards Go! Edwards may be a liar and a philanderer, but his conviction will do more harm than good, Slate, April 23, 2012

The Real Loser of the Scott Walker Recall? The State of Wisconsin, The New Republic, April 13, 2012

A Court of Radicals: If the justices strike down Obamacare, it may have grave political implications for the court itself, Slate, March 30, 2012

Of Super PACs and Corruption, Politico, March 22, 2012

Texas Voter ID Law May Be Headed to the Supreme Court, Fort Worth Star-Telegram, Mar. 13, 2012

?The Numbers Don?t Lie: If you aren?t sure Citizens United gave rise to the Super PACs, just follow the money, Slate, Mar. 9, 2012

Stephen Colbert: Presidential Kingmaker?, Politico, Mar. 5 2012

Occupy the Super PACs; Justice Ginsburg knows the Citizens United decision was a mistake. Now she appears to be ready to speak truth to power, Slate, Feb. 20, 2012

Kill the Caucuses! Maine, Nevada, and Iowa were embarrassing. It?s time to make primaries the rule, Slate, Feb. 15, 2012

The Biggest Danger of Super PACs, CNN Politics, Jan. 9, 2012

This Case is a Trojan Horse, New York Times "Room for Debate" blog, Jan. 6, 2012 (forum on Bluman v. FEC)

Holder's Voting Rights Gamble: The Supreme Court's Voter ID Showdown, Slate, Dec. 30, 2011

Will Foreigners Decide the 2012 Election? The Extreme Unintended Consequences of Citizens United, The New Republic (online), Dec. 6, 2011

Disenfranchise No More, New York Times, Nov. 17, 2011

A Democracy Deficit at Americans Elect?, Politico, Nov. 9, 2011

Super-Soft Money: How Justice Kennedy paved the way for ?SuperPACS? and the return of soft money, Slate, Oct. 25, 2012

The Arizona Campaign Finance Law: The Surprisingly Good News in the Supreme Court?s New Decision, The New Republic (online), June 27, 2011

New York City as a Model?, New York Times Room for Debate, June 27, 2011

A Cover-Up, Not a Crime. Why the Case Against John Edwards May Be Hard to Prove, Slate, Jun. 3, 2011

Wisconsin Court Election Courts Disaster, Politico, Apr. 11, 2011

Rich Candidate Expected to Win Again, Slate, Mar. 25, 2011

Health Care and the Voting Rights Act, Politico, Feb. 4, 2011

The FEC is as Good as Dead, Slate, Jan. 25, 2011

Let Rahm Run!, Slate, Jan. 24, 2011

Lobbypalooza,The American Interest, Jan-Feb. 2011(with Ellen P. Aprill)

Election Hangover: The Real Legacy of Bush v. Gore, Slate, Dec. 3, 2010

Alaska's Big Spelling Test: How strong is Joe Miller's argument against the Leeza Markovsky vote?, Slate, Nov. 11, 2010

Kirk Offers Hope vs. Secret Donors, Politico, November 5, 2010

Evil Men in Black Robes: Slate's Judicial Election Campaign Ad Spooktackular!, Slate, October 26, 2010 (with Dahlia Lithwick)

Show Me the Donors: What's the point of disclosing campaign donations? Let's review, Slate, October 14, 2010

Un-American Influence: Could Foreign Spending on Elections Really Be Legal?, Slate, October 11, 2010

Toppled Castle: The real loser in the Tea Party wins is election reform, Slate, Sept. 16, 2010

Citizens United: What the Court Did--and Why, American Interest, July/August 2010

The Big Ban Theory: Does Elena Kagan Want to Ban Books? No, and She Might Even Be a Free Speech Zealot", Slate, May 24, 2010

Crush Democracy But Save the Kittens: Justice Alito's Double Standard for the First Amendment, Slate, Apr. 30, 2010

Some Skepticism About the "Separable Preferences" Approach to the Single Subject Rule: A Comment on Cooter & Gilbert, Columbia Law Review Sidebar, Apr. 19, 2010

Scalia's Retirement Party: Looking ahead to a conservative vacancy can help the Democrats at the polls, Slate, Apr. 12, 2010

Hushed Money: Could Karl Rove's New 527 Avoid Campaign-Finance Disclosure Requirements?, Slate, Apr. 6, 2010

Money Grubbers: The Supreme Court Kills Campaign Finance Reform, Slate, Jan. 21, 2010

Bad News for Judicial Elections, N.Y. Times "Room for Debate" Blog, Jan., 21, 2010

Read more opeds from 2006-2009

Source: http://electionlawblog.org/?p=47347

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Aquarium fights to get disabled turtle swimming again

KOBE, Japan (Reuters) - Life looked grim for Yu, a loggerhead turtle, when she washed up in a Japanese fishing net five years ago, her front flippers shredded after a brutal encounter with a shark.

Now keepers at an aquarium in the western Japanese city of Kobe are looking for a high-tech solution that will allow the 25-year-old turtle to swim normally again after years of labor and 27 models of prosthetic fins behind them without achieving their goal.

Yu, weighing 103 kg (227 pounds) and 82 cm (32 inches) long, first came to the attention of keepers at the Suma Aqualife Park in Kobe after she was rushed there from a port on the southern island of Shikoku in 2008.

"She was in a really bad way. More than half her fins were gone and she was bleeding, her body covered with shark bites," said Naoki Kamezaki, the park's director general.

After nursing the loggerhead - an endangered species - back to health, keepers enlisted the help of researchers and a local prosthetics-maker to get her swimming again.

Early versions of prosthetic flippers caused her pain or fell off quickly, and with money short, Kamezaki said he sometimes felt like packing it in.

"There have been times I wanted to give up and just fix her up the best we can and throw her back in," he told Reuters. "Then if luck's on her side she'll be fine, if not, she'll get eaten and that's just life. The way of nature, I suppose."

The latest version - made of rubber and fixed together with a material used in diving wetsuits - was unveiled on February 11 and proclaimed a success, with Yu swimming smoothly around her tank.

But on Friday, one flipper slipped out as soon as she hit the water, forcing keepers back to the laboratory again.

Though Kamezaki admits that it's unlikely Yu will ever live a normal turtle life, he still has hopes.

"My dream for her is that one day she can use her prosthetic fins to swim to the surface, walk about, and dig a proper hole to lay her eggs in," Kamezaki said.

"When her children hatch, well, I just feel that would make all the trauma in her life worthwhile."

(Reporting by Ruairidh Villar, writing by Elaine Lies, editing by Paul Casciato)

Source: http://news.yahoo.com/aquarium-fights-disabled-turtle-swimming-again-121203475.html

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Friday, February 15, 2013

We Finally Got an Umbrella Insurance Policy - Bargaineering

Umbrella InsuranceBack in 2006, in the first few years of running Bargaineering, I asked you all whether I needed an umbrella insurance policy. Practically everyone said yes. I even went as far as asking GEICO for a quote on a $1 million dollar umbrella insurance policy, which would?ve cost me $124 a year ? or about on par with renter?s insurance.

It?s so cheap, probably because it?s not used very often. You have so many other insurances ?in the way? that you don?t get to the umbrella policy unless things get pretty bad. Then again, that?s why you get insurance. It?s to protect you from the ?pretty bad? stuff right?

So last week, after consulting with a financial adviser and going over the things that I might want to look into, I asked my State Farm agent for a quote. The price for $1 million of coverage was $142 a year. Add an additional million and it?s just another $71. It?s more than what GEICO quoted me six years ago but we also get $65 off our auto insurance for a net increase, on two million, of $148. I don?t know if GEICO included a multi-line discount in their original quote so this might not be an apples to apples comparison.

I?m not one to be easily swayed by the fear argument (since it took me six years to get a policy that took five minutes to implement) but one thing did resonate with me from the last post ? monkeyjoe saying ?All it takes is one bad accident on a slippery day for your wages to be garnished for the rest of your life.?

Given the cost and the protection it affords, it?s a lot like renter?s insurance. You could live happily without it, as many renter?s do, but all it takes is one unlucky scenario and you?ll wish you had it. I?ll just chalk it up to good luck that I didn?t need it the last six years? and will smile on my good fortune if I don?t need it for another fifty. :)

Do you have umbrella insurance? If you do, what pushed you to get it? If not, why not

(Photo: Loca Luna / Anna Gay)

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Source: http://www.bargaineering.com/articles/finally-umbrella-insurance-policy.html

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Why married people tend to be wealthier: It's complicated

Getty Images stock

Love and marriage can also lead to financial bliss.

By Allison Linn, TODAY

If your Valentine?s Day plans include an engagement, congratulations! Besides romance, you also are more likely to experience financial joy ? if your marriage works out.

Couples who get and stay married can have as much as four times the wealth of their single or divorced peers. Experts?say that's?not only because they can combine their salaries and share expenses once they get married.

Spouses are better off because of a combination of factors, starting with who is getting married?these days.

?It?s more educated, more affluent and also more religious Americans that tend to get married in the first place,? said Bradford Wilcox, director of the National Marriage Project at the University of Virginia.

That gives them a starting advantage over their peers who aren?t married. ?

Once they are married,?the couples?also are?able to take advantage of economies of scale ? anything from?buying just one dishwasher to relying on one another?s health insurance. That allows them to build wealth more quickly than their?peers who are?single, divorced or? living together romantically.

?You have further advantages,? said Pamela Smock, director of the Population Studies Center at the University of Michigan in Ann Arbor.

Smock said those advantages go beyond just sharing expenses. People who are married also are able to divide up responsibilities in financially beneficial ways.

For example, a married man may be able to work 12 hours a day?to please his bosses and get promoted, because he and his wife can divide household duties so he can get ahead. That?s not as much of an option for a single parent.

The economic advantages also tend to be greater for those who are married than for those who are?living together romantically, said Jay Zagorsky, a research scientist at The Ohio State University who has studied wealth trends by marital status.

He said that while some people are in long-term, unmarried relationships, many cohabitating couples may not yet have committed to the idea that they will be together forever. That means they aren?t combining resources as significantly as married couples.

?Many people are living together as a sort of trial,? he said.

The wealth differences can be significant. Zagorsky?s research has shown that people who got and stayed married each had about double the wealth of single people who never married. Together, the couple?s wealth was four times that of a single person?s.

Other data also shows that married people see stronger financial advantages than just a doubling of wealth. According to the Census Bureau, in 2010 the median net worth for a married couple between the ages of 55 and 64 was $261,405. That compares to $71,428 for a man heading a household, and $39,043 for a woman heading a household.

Of course, those major wealth effects are for marriages that worked out. Zagorsky?s research found that those who got divorced tended to see their wealth fall dramatically, leaving them worse off than those who were single and had never married.

That?s one reason that Zagorksy said it?s important to marry for love, and hope it also will lead to money.

?Getting married and staying happily married is a wonderful way to increase your wealth,? he said. ??Getting married with the idea it will make you rich is a terrible idea.?

The demographics of who gets divorced also play a role. Wilcox, of the National Marriage Project, said less wealthy people are more likely to get divorced, which may have to do with the stress caused by?having very little money.

?More affluent and more educated Americans (are) not only more likely to get married, they?re also less likely to get divorced,? Wilcox said.

In general, government data shows that the divorce rate has stabilized in recent years, but the rate of people getting married also has fallen dramatically.

Smock noted that the idea of living together without getting married has lost its stigma, and having children without being married also is becoming?commonplace.

But her research also offers another explanation for why less wealthy people aren?t getting married.

Many of the men and women she?s studied feel like they need to have some semblance of financial security?to get married, such as a stable job or enough savings to hold an expensive wedding and reception. A surprising number of men and women also report wanting the man to have the type of job that makes him the primary breadwinner.

?Those people are more likely to be the privileged people,? she said. ?And the others, the less well off, are doing family in a different way.?

?

Source: http://lifeinc.today.com/_news/2013/02/13/16950338-why-married-people-tend-to-be-wealthier-its-complicated?lite

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BNP Paribas begins overhaul after fourth-quarter profit drop

PARIS (Reuters) - BNP Paribas said it would kick off a three-year plan to save 2 billion euros ($2.69 billion) in annual costs and ramp up growth in Asia after its fourth-quarter profits were hit by Europe's weak economy.

France's No. 1 listed bank said the savings would come from simplifying its reporting structure and from investing in technology improvements, which would cost a total of 1.5 billion euros. It said no business would be shut down.

While BNP is seen by analysts as robust and well-capitalized after a year-long drive to cut its balance sheet and shrink its holdings of risky eurozone sovereign debt, it is still heavily exposed to mature European markets and is under pressure to show investors new paths to growth.

The bank said on Thursday it was eyeing a ramp-up in Asia, where it wants to lift revenues from investment banking and its asset-gathering Investment Solutions division to over 3 billion euros ($4 billion) by 2016, up from 2 billion in 2012. It is also aiming to hire 1,300 people in the region through to 2015.

"We see a low-growth scenario in Europe (in 2013)," BNP Chief Executive Jean-Laurent Bonnafe told Reuters Insider television. Acquisitions are not currently planned, he said.

BNP reported a one-third fall in net profit for the fourth quarter of 2012, to 514 million euros. Analysts had been expecting a profit closer to 1.0 billion, according to a Thomson Reuters I/B/E/S average forecast.

Among the troublespots were Italy - where BNP took a 300 million-euro goodwill writedown on its BNL subsidiary as part of an effort to raise its capital strength - and investment banking, where a rebound in revenues was hampered by a rise in loan losses on the back of one specific unidentified loan.

BNP said it would propose a cash dividend of 1.50 euros per share and said its focus on balance-sheet strength in 2012 had lifted its Basel III Core Tier 1 Ratio to 9.9 percent.

Smaller rival Societe Generale reported a wider-than-expected fourth-quarter loss on Wednesday and held back from giving any numbers or targets on its own plan to unlock cost savings over the next three years.

RETAIL CUTBACKS

Half of BNP's planned 2 billion-euro savings will come from retail banking, where cuts are seen as long overdue now that the economic slowdown and government budget cuts have started to hit core markets like France.

Profits at the bank's French, Belgian and Italian retail operations fell in the fourth quarter, with rising loan losses in Italy almost halving BNL's earnings before tax.

The French economy shrank 0.3 percent in the final three months of 2012, preliminary national figures showed on Thursday, as companies cut back on investment and exports flagged.

Savings at BNP's corporate and investment bank, which bore the brunt of cuts last year in the wake of a euro-driven market panic, will account for a third of the total. The unit will focus on growth in U.S. and Asia and will further develop its fixed-income platform after a boom year for bond markets.

Asked whether the savings plan could be done without cutting jobs, BNP's Bonnafe said: "We'll see." He said that the bank was always monitoring staffing levels and would prioritize moving staff to other divisions over straight reductions. ($1 = 0.7442 euros)

(Reporting by Lionel Laurent; editing by Mark John)

Source: http://news.yahoo.com/bnp-paribas-begins-overhaul-fourth-quarter-profit-drop-062343546--sector.html

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Thursday, February 14, 2013

Fischer: Obama Is Deliberately Destroying the Military by Allowing Women in Combat

As Brian just demonstrated, the Religious Right is not at all pleased about the Pentagon's decision to allow women to serve in combat and that, of course, includes Bryan Fischer, who declared on his radio program today that the change is part of a deliberate effort on the part of President Obama to destroy the military.

As Fischer sees it, Obama "detests the military" because he views it as tool that "white colonial powers" use to oppress nations around the globe.? In fact, Obama is so imbued with hatred of America's fundamental "white supremacy [and] white racism," Fischer believes, that he is "systematically going about destroying the military" by allowing women to serve in combat:

Source: http://www.rightwingwatch.org/content/fischer-obama-deliberately-destroying-military-allowing-women-combat

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Halo: Reclamation

Halo: Reclamation

This RP will focus on a single world upon which the main cast will operate from, and most of the enemies from the Halo Universe will be encountered here from Insurrectionists, Rebels, Covenant, Flood, and a few new ones which are exclusive to this RP. As best I can, I will be making sure to keep it challenging, but easily accessible to players both experienced and inexperienced of the Halo franchise. If you are a fan of Halo, and think you might enjoy an RP with all your favorite baddies, then check out the RP's main page on the following link!

Halo: Reclamation

Halo: Reclamation takes place on a planet called Unova Prime, and centers around the story of a group of mismatched individuals brought together by pure bad luck who have to survive a world which falls to a Covenant attack, as well as surviving a horde of enemies both new and old to the Halo franchise. As we progress through the RP, character relations will fluctuate and grow, and your creativity and flexibility as Role Players will be tested.

A Quick Word of Warning!

I am a very strict Game Master, and when you join my RP, I expect you to do your part. If you make a promise to post regularly, and only give me one post a week, you will be booted from the RP. As a Game Master, while I am agreeable and adaptable to situations you encounter in your everyday life, I am not very forgiving in terms of how I run things. I realize that RP's are meant to be fun, and I do everything I can to make sure my RP's are enjoyable and entertaining, when I make a rule, you'd better follow it. I realize that my blunt nature puts a lot of people off, but it's only because I am trying to weed out those who would detract from the experience so those who are dedicated can enjoy it that much more with others who are just as dedicated to the RP as they are.

So!

Once again, if you think you might be interested in a Halo RP which is going to present challenges both familiar and unfamiliar, then please check the link to the RP! I promise to do what I can to make it an entertaining experience, as well as to push your writing and creativity to the limit whenever possible. The RP will be casual and will only require you to post between 2-3 times a week, but make no mistake that I will be enforcing a strict policy where if you can't meet that 2-3 posts a week requirement that I will not allow you to remain in the RP. Also, if you join, I will expect you to maintain a regular and consistent posting schedule and style.

Thank you for your time!

Source: http://feedproxy.google.com/~r/RolePlayGateway/~3/J_X7y4FGlB4/viewtopic.php

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Obama's State of the Union speech

WASHINGTON (Reuters) - Here is the complete text of President Barack Obama's State of the Union speech, as prepared for delivery on Tuesday:

Mr. Speaker, Mr. Vice President, Members of Congress, fellow citizens:

Fifty-one years ago, John F. Kennedy declared to this Chamber that "the Constitution makes us not rivals for power but partners for progress ... It is my task," he said, "to report the State of the Union - to improve it is the task of us all."

Tonight, thanks to the grit and determination of the American people, there is much progress to report. After a decade of grinding war, our brave men and women in uniform are coming home. After years of grueling recession, our businesses have created over six million new jobs. We buy more American cars than we have in five years, and less foreign oil than we have in twenty. Our housing market is healing, our stock market is rebounding, and consumers, patients, and homeowners enjoy stronger protections than ever before.

Together, we have cleared away the rubble of crisis, and can say with renewed confidence that the state of our union is stronger.

But we gather here knowing that there are millions of Americans whose hard work and dedication have not yet been rewarded. Our economy is adding jobs - but too many people still can't find full-time employment. Corporate profits have rocketed to all-time highs - but for more than a decade, wages and incomes have barely budged.

It is our generation's task, then, to reignite the true engine of America's economic growth - a rising, thriving middle class.

It is our unfinished task to restore the basic bargain that built this country - the idea that if you work hard and meet your responsibilities, you can get ahead, no matter where you come from, what you look like, or who you love.

It is our unfinished task to make sure that this government works on behalf of the many, and not just the few; that it encourages free enterprise, rewards individual initiative, and opens the doors of opportunity to every child across this great nation.

The American people don't expect government to solve every problem. They don't expect those of us in this chamber to agree on every issue. But they do expect us to put the nation's interests before party. They do expect us to forge reasonable compromise where we can. For they know that America moves forward only when we do so together; and that the responsibility of improving this union remains the task of us all.

Our work must begin by making some basic decisions about our budget - decisions that will have a huge impact on the strength of our recovery.

Over the last few years, both parties have worked together to reduce the deficit by more than $2.5 trillion - mostly through spending cuts, but also by raising tax rates on the wealthiest 1 percent of Americans. As a result, we are more than halfway towards the goal of $4 trillion in deficit reduction that economists say we need to stabilize our finances.

Now we need to finish the job. And the question is, how?

In 2011, Congress passed a law saying that if both parties couldn't agree on a plan to reach our deficit goal, about a trillion dollars' worth of budget cuts would automatically go into effect this year. These sudden, harsh, arbitrary cuts would jeopardize our military readiness. They'd devastate priorities like education, energy, and medical research. They would certainly slow our recovery, and cost us hundreds of thousands of jobs. That's why Democrats, Republicans, business leaders, and economists have already said that these cuts, known here in Washington as "the sequester," are a really bad idea.

Now, some in this Congress have proposed preventing only the defense cuts by making even bigger cuts to things like education and job training; Medicare and Social Security benefits.

That idea is even worse. Yes, the biggest driver of our long-term debt is the rising cost of health care for an aging population. And those of us who care deeply about programs like Medicare must embrace the need for modest reforms - otherwise, our retirement programs will crowd out the investments we need for our children, and jeopardize the promise of a secure retirement for future generations.

But we can't ask senior citizens and working families to shoulder the entire burden of deficit reduction while asking nothing more from the wealthiest and most powerful. We won't grow the middle class simply by shifting the cost of health care or college onto families that are already struggling, or by forcing communities to lay off more teachers, cops, and firefighters. Most Americans - Democrats, Republicans, and Independents - understand that we can't just cut our way to prosperity. They know that broad-based economic growth requires a balanced approach to deficit reduction, with spending cuts and revenue, and with everybody doing their fair share. And that's the approach I offer tonight.

On Medicare, I'm prepared to enact reforms that will achieve the same amount of health care savings by the beginning of the next decade as the reforms proposed by the bipartisan Simpson-Bowles commission. Already, the Affordable Care Act is helping to slow the growth of health care costs. The reforms I'm proposing go even further. We'll reduce taxpayer subsidies to prescription drug companies and ask more from the wealthiest seniors. We'll bring down costs by changing the way our government pays for Medicare, because our medical bills shouldn't be based on the number of tests ordered or days spent in the hospital - they should be based on the quality of care that our seniors receive. And I am open to additional reforms from both parties, so long as they don't violate the guarantee of a secure retirement. Our government shouldn't make promises we cannot keep - but we must keep the promises we've already made.

To hit the rest of our deficit reduction target, we should do what leaders in both parties have already suggested, and save hundreds of billions of dollars by getting rid of tax loopholes and deductions for the well-off and well-connected. After all, why would we choose to make deeper cuts to education and Medicare just to protect special interest tax breaks? How is that fair? How does that promote growth?

Now is our best chance for bipartisan, comprehensive tax reform that encourages job creation and helps bring down the deficit. The American people deserve a tax code that helps small businesses spend less time filling out complicated forms, and more time expanding and hiring; a tax code that ensures billionaires with high-powered accountants can't pay a lower rate than their hard-working secretaries; a tax code that lowers incentives to move jobs overseas, and lowers tax rates for businesses and manufacturers that create jobs right here in America. That's what tax reform can deliver. That's what we can do together.

I realize that tax reform and entitlement reform won't be easy. The politics will be hard for both sides. None of us will get 100 percent of what we want. But the alternative will cost us jobs, hurt our economy, and visit hardship on millions of hardworking Americans. So let's set party interests aside, and work to pass a budget that replaces reckless cuts with smart savings and wise investments in our future. And let's do it without the brinksmanship that stresses consumers and scares off investors. The greatest nation on Earth cannot keep conducting its business by drifting from one manufactured crisis to the next. Let's agree, right here, right now, to keep the people's government open, pay our bills on time, and always uphold the full faith and credit of the United States of America. The American people have worked too hard, for too long, rebuilding from one crisis to see their elected officials cause another.

Now, most of us agree that a plan to reduce the deficit must be part of our agenda. But let's be clear: deficit reduction alone is not an economic plan. A growing economy that creates good, middle-class jobs - that must be the North Star that guides our efforts. Every day, we should ask ourselves three questions as a nation: How do we attract more jobs to our shores? How do we equip our people with the skills needed to do those jobs? And how do we make sure that hard work leads to a decent living?

A year and a half ago, I put forward an American Jobs Act that independent economists said would create more than one million new jobs. I thank the last Congress for passing some of that agenda, and I urge this Congress to pass the rest. Tonight, I'll lay out additional proposals that are fully paid for and fully consistent with the budget framework both parties agreed to just 18 months ago. Let me repeat - nothing I'm proposing tonight should increase our deficit by a single dime. It's not a bigger government we need, but a smarter government that sets priorities and invests in broad-based growth.

Our first priority is making America a magnet for new jobs and manufacturing.

After shedding jobs for more than 10 years, our manufacturers have added about 500,000 jobs over the past three. Caterpillar is bringing jobs back from Japan. Ford is bringing jobs back from Mexico. After locating plants in other countries like China, Intel is opening its most advanced plant right here at home. And this year, Apple will start making Macs in America again.

There are things we can do, right now, to accelerate this trend. Last year, we created our first manufacturing innovation institute in Youngstown, Ohio. A once-shuttered warehouse is now a state-of-the art lab where new workers are mastering the 3D printing that has the potential to revolutionize the way we make almost everything. There's no reason this can't happen in other towns. So tonight, I'm announcing the launch of three more of these manufacturing hubs, where businesses will partner with the Departments of Defense and Energy to turn regions left behind by globalization into global centers of high-tech jobs. And I ask this Congress to help create a network of fifteen of these hubs and guarantee that the next revolution in manufacturing is Made in America.

If we want to make the best products, we also have to invest in the best ideas. Every dollar we invested to map the human genome returned $140 to our economy. Today, our scientists are mapping the human brain to unlock the answers to Alzheimer's; developing drugs to regenerate damaged organs; devising new material to make batteries ten times more powerful. Now is not the time to gut these job-creating investments in science and innovation. Now is the time to reach a level of research and development not seen since the height of the Space Race. And today, no area holds more promise than our investments in American energy.

After years of talking about it, we are finally poised to control our own energy future. We produce more oil at home than we have in 15 years. We have doubled the distance our cars will go on a gallon of gas, and the amount of renewable energy we generate from sources like wind and solar - with tens of thousands of good, American jobs to show for it. We produce more natural gas than ever before - and nearly everyone's energy bill is lower because of it. And over the last four years, our emissions of the dangerous carbon pollution that threatens our planet have actually fallen.

But for the sake of our children and our future, we must do more to combat climate change. Yes, it's true that no single event makes a trend. But the fact is, the 12 hottest years on record have all come in the last 15. Heat waves, droughts, wildfires, and floods - all are now more frequent and intense. We can choose to believe that Superstorm Sandy, and the most severe drought in decades, and the worst wildfires some states have ever seen were all just a freak coincidence. Or we can choose to believe in the overwhelming judgment of science - and act before it's too late.

The good news is, we can make meaningful progress on this issue while driving strong economic growth. I urge this Congress to pursue a bipartisan, market-based solution to climate change, like the one John McCain and Joe Lieberman worked on together a few years ago. But if Congress won't act soon to protect future generations, I will. I will direct my Cabinet to come up with executive actions we can take, now and in the future, to reduce pollution, prepare our communities for the consequences of climate change, and speed the transition to more sustainable sources of energy.

Four years ago, other countries dominated the clean energy market and the jobs that came with it. We've begun to change that. Last year, wind energy added nearly half of all new power capacity in America. So let's generate even more. Solar energy gets cheaper by the year - so let's drive costs down even further. As long as countries like China keep going all-in on clean energy, so must we.

In the meantime, the natural gas boom has led to cleaner power and greater energy independence. That's why my Administration will keep cutting red tape and speeding up new oil and gas permits. But I also want to work with this Congress to encourage the research and technology that helps natural gas burn even cleaner and protects our air and water.

Indeed, much of our new-found energy is drawn from lands and waters that we, the public, own together. So tonight, I propose we use some of our oil and gas revenues to fund an Energy Security Trust that will drive new research and technology to shift our cars and trucks off oil for good. If a non-partisan coalition of CEOs and retired generals and admirals can get behind this idea, then so can we. Let's take their advice and free our families and businesses from the painful spikes in gas prices we've put up with for far too long. I'm also issuing a new goal for America: let's cut in half the energy wasted by our homes and businesses over the next twenty years. The states with the best ideas to create jobs and lower energy bills by constructing more efficient buildings will receive federal support to help make it happen.

America's energy sector is just one part of an aging infrastructure badly in need of repair. Ask any CEO where they'd rather locate and hire: a country with deteriorating roads and bridges, or one with high-speed rail and internet; high-tech schools and self-healing power grids. The CEO of Siemens America - a company that brought hundreds of new jobs to North Carolina - has said that if we upgrade our infrastructure, they'll bring even more jobs. And I know that you want these job-creating projects in your districts. I've seen you all at the ribbon-cuttings.

Tonight, I propose a "Fix-It-First" program to put people to work as soon as possible on our most urgent repairs, like the nearly 70,000 structurally deficient bridges across the country. And to make sure taxpayers don't shoulder the whole burden, I'm also proposing a Partnership to Rebuild America that attracts private capital to upgrade what our businesses need most: modern ports to move our goods; modern pipelines to withstand a storm; modern schools worthy of our children. Let's prove that there is no better place to do business than the United States of America. And let's start right away.

Part of our rebuilding effort must also involve our housing sector. Today, our housing market is finally healing from the collapse of 2007. Home prices are rising at the fastest pace in six years, home purchases are up nearly 50 percent, and construction is expanding again.

But even with mortgage rates near a 50-year low, too many families with solid credit who want to buy a home are being rejected. Too many families who have never missed a payment and want to refinance are being told no. That's holding our entire economy back, and we need to fix it. Right now, there's a bill in this Congress that would give every responsible homeowner in America the chance to save $3,000 a year by refinancing at today's rates. Democrats and Republicans have supported it before. What are we waiting for? Take a vote, and send me that bill. Right now, overlapping regulations keep responsible young families from buying their first home. What's holding us back? Let's streamline the process, and help our economy grow.

These initiatives in manufacturing, energy, infrastructure, and housing will help entrepreneurs and small business owners expand and create new jobs. But none of it will matter unless we also equip our citizens with the skills and training to fill those jobs. And that has to start at the earliest possible age.

Study after study shows that the sooner a child begins learning, the better he or she does down the road. But today, fewer than 3 in 10 four year-olds are enrolled in a high-quality preschool program. Most middle-class parents can't afford a few hundred bucks a week for private preschool. And for poor kids who need help the most, this lack of access to preschool education can shadow them for the rest of their lives.

Tonight, I propose working with states to make high-quality preschool available to every child in America. Every dollar we invest in high-quality early education can save more than seven dollars later on - by boosting graduation rates, reducing teen pregnancy, even reducing violent crime. In states that make it a priority to educate our youngest children, like Georgia or Oklahoma, studies show students grow up more likely to read and do math at grade level, graduate high school, hold a job, and form more stable families of their own. So let's do what works, and make sure none of our children start the race of life already behind. Let's give our kids that chance.

Let's also make sure that a high school diploma puts our kids on a path to a good job. Right now, countries like Germany focus on graduating their high school students with the equivalent of a technical degree from one of our community colleges, so that they're ready for a job. At schools like P-Tech in Brooklyn, a collaboration between New York Public Schools, the City University of New York, and IBM, students will graduate with a high school diploma and an associate degree in computers or engineering.

We need to give every American student opportunities like this. Four years ago, we started Race to the Top - a competition that convinced almost every state to develop smarter curricula and higher standards, for about 1 percent of what we spend on education each year. Tonight, I'm announcing a new challenge to redesign America's high schools so they better equip graduates for the demands of a high-tech economy. We'll reward schools that develop new partnerships with colleges and employers, and create classes that focus on science, technology, engineering, and math - the skills today's employers are looking for to fill jobs right now and in the future.

Now, even with better high schools, most young people will need some higher education. It's a simple fact: the more education you have, the more likely you are to have a job and work your way into the middle class. But today, skyrocketing costs price way too many young people out of a higher education, or saddle them with unsustainable debt.

Through tax credits, grants, and better loans, we have made college more affordable for millions of students and families over the last few years. But taxpayers cannot continue to subsidize the soaring cost of higher education. Colleges must do their part to keep costs down, and it's our job to make sure they do. Tonight, I ask Congress to change the Higher Education Act, so that affordability and value are included in determining which colleges receive certain types of federal aid. And tomorrow, my Administration will release a new "College Scorecard" that parents and students can use to compare schools based on a simple criteria: where you can get the most bang for your educational buck.

To grow our middle class, our citizens must have access to the education and training that today's jobs require. But we also have to make sure that America remains a place where everyone who's willing to work hard has the chance to get ahead.

Our economy is stronger when we harness the talents and ingenuity of striving, hopeful immigrants. And right now, leaders from the business, labor, law enforcement, and faith communities all agree that the time has come to pass comprehensive immigration reform.

Real reform means strong border security, and we can build on the progress my Administration has already made - putting more boots on the southern border than at any time in our history, and reducing illegal crossings to their lowest levels in 40 years.

Real reform means establishing a responsible pathway to earned citizenship - a path that includes passing a background check, paying taxes and a meaningful penalty, learning English, and going to the back of the line behind the folks trying to come here legally.

And real reform means fixing the legal immigration system to cut waiting periods, reduce bureaucracy, and attract the highly-skilled entrepreneurs and engineers that will help create jobs and grow our economy.

In other words, we know what needs to be done. As we speak, bipartisan groups in both chambers are working diligently to draft a bill, and I applaud their efforts. Now let's get this done. Send me a comprehensive immigration reform bill in the next few months, and I will sign it right away.

But we can't stop there. We know our economy is stronger when our wives, mothers, and daughters can live their lives free from discrimination in the workplace, and free from the fear of domestic violence. Today, the Senate passed the Violence Against Women Act that Joe Biden originally wrote almost 20 years ago. I urge the House to do the same. And I ask this Congress to declare that women should earn a living equal to their efforts, and finally pass the Paycheck Fairness Act this year.

We know our economy is stronger when we reward an honest day's work with honest wages. But today, a full-time worker making the minimum wage earns $14,500 a year. Even with the tax relief we've put in place, a family with two kids that earns the minimum wage still lives below the poverty line. That's wrong. That's why, since the last time this Congress raised the minimum wage, nineteen states have chosen to bump theirs even higher.

Tonight, let's declare that in the wealthiest nation on Earth, no one who works full-time should have to live in poverty, and raise the federal minimum wage to $9.00 an hour. This single step would raise the incomes of millions of working families. It could mean the difference between groceries or the food bank; rent or eviction; scraping by or finally getting ahead. For businesses across the country, it would mean customers with more money in their pockets. In fact, working folks shouldn't have to wait year after year for the minimum wage to go up while CEO pay has never been higher. So here's an idea that Governor Romney and I actually agreed on last year: let's tie the minimum wage to the cost of living, so that it finally becomes a wage you can live on.

Tonight, let's also recognize that there are communities in this country where no matter how hard you work, it's virtually impossible to get ahead. Factory towns decimated from years of plants packing up. Inescapable pockets of poverty, urban and rural, where young adults are still fighting for their first job. America is not a place where chance of birth or circumstance should decide our destiny. And that is why we need to build new ladders of opportunity into the middle class for all who are willing to climb them.

Let's offer incentives to companies that hire Americans who've got what it takes to fill that job opening, but have been out of work so long that no one will give them a chance. Let's put people back to work rebuilding vacant homes in run-down neighborhoods. And this year, my Administration will begin to partner with 20 of the hardest-hit towns in America to get these communities back on their feet. We'll work with local leaders to target resources at public safety, education, and housing. We'll give new tax credits to businesses that hire and invest. And we'll work to strengthen families by removing the financial deterrents to marriage for low-income couples, and doing more to encourage fatherhood - because what makes you a man isn't the ability to conceive a child; it's having the courage to raise one.

Stronger families. Stronger communities. A stronger America. It is this kind of prosperity - broad, shared, and built on a thriving middle class - that has always been the source of our progress at home. It is also the foundation of our power and influence throughout the world.

Tonight, we stand united in saluting the troops and civilians who sacrifice every day to protect us. Because of them, we can say with confidence that America will complete its mission in Afghanistan, and achieve our objective of defeating the core of al Qaeda. Already, w have brought home 33,000 of our brave servicemen and women. This spring, our forces will move into a support role, while Afghan security forces take the lead. Tonight, I can announce that over the next year, another 34,000 American troops will come home from Afghanistan. This drawdown will continue. And by the end of next year, our war in Afghanistan will be over.

Beyond 2014, America's commitment to a unified and sovereign Afghanistan will endure, but the nature of our commitment will change. We are negotiating an agreement with the Afghan government that focuses on two missions: training and equipping Afghan forces so that the country does not again slip into chaos, and counter-terrorism efforts that allow us to pursue the remnants of al Qaeda and their affiliates.

Today, the organization that attacked us on 9/11 is a shadow of its former self. Different al Qaeda affiliates and extremist groups have emerged - from the Arabian Peninsula to Africa. The threat these groups pose is evolving. But to meet this threat, we don't need to send tens of thousands of our sons and daughters abroad, or occupy other nations. Instead, we will need to help countries like Yemen, Libya, and Somalia provide for their own security, and help allies who take the fight to terrorists, as we have in Mali. And, where necessary, through a range of capabilities, we will continue to take direct action against those terrorists who pose the gravest threat to Americans.

As we do, we must enlist our values in the fight. That is why my Administration has worked tirelessly to forge a durable legal and policy framework to guide our counterterrorism operations. Throughout, we have kept Congress fully informed of our efforts. I recognize that in our democracy, no one should just take my word that we're doing things the right way. So, in the months ahead, I will continue to engage with Congress to ensure not only that our targeting, detention, and prosecution of terrorists remains consistent with our laws and system of checks and balances, but that our efforts are even more transparent to the American people and to the world.

Of course, our challenges don't end with al Qaeda. America will continue to lead the effort to prevent the spread of the world's most dangerous weapons. The regime in North Korea must know that they will only achieve security and prosperity by meeting their international obligations. Provocations of the sort we saw last night will only isolate them further, as we stand by our allies, strengthen our own missile defense, and lead the world in taking firm action in response to these threats.

Likewise, the leaders of Iran must recognize that now is the time for a diplomatic solution, because a coalition stands united in demanding that they meet their obligations, and we will do what is necessary to prevent them from getting a nuclear weapon. At the same time, we will engage Russia to seek further reductions in our nuclear arsenals, and continue leading the global effort to secure nuclear materials that could fall into the wrong hands - because our ability to influence others depends on our willingness to lead.

America must also face the rapidly growing threat from cyber-attacks. We know hackers steal people's identities and infiltrate private e-mail. We know foreign countries and companies swipe our corporate secrets. Now our enemies are also seeking the ability to sabotage our power grid, our financial institutions, and our air traffic control systems. We cannot look back years from now and wonder why we did nothing in the face of real threats to our security and our economy.

That's why, earlier today, I signed a new executive order that will strengthen our cyber defenses by increasing information sharing, and developing standards to protect our national security, our jobs, and our privacy. Now, Congress must act as well, by passing legislation to give our government a greater capacity to secure our networks and deter attacks.

Even as we protect our people, we should remember that today's world presents not only dangers, but opportunities. To boost American exports, support American jobs, and level the playing field in the growing markets of Asia, we intend to complete negotiations on a Trans-Pacific Partnership. And tonight, I am announcing that we will launch talks on a comprehensive Transatlantic Trade and Investment Partnership with the European Union - because trade that is free and fair across the Atlantic supports millions of good-paying American jobs.

We also know that progress in the most impoverished parts of our world enriches us all. In many places, people live on little more than a dollar a day. So the United States will join with our allies to eradicate such extreme poverty in the next two decades: by connecting more people to the global economy and empowering women; by giving our young and brightest minds new opportunities to serve and helping communities to feed, power, and educate themselves; by saving the world's children from preventable deaths; and by realizing the promise of an AIDS-free generation.

Above all, America must remain a beacon to all who seek freedom during this period of historic change. I saw the power of hope last year in Rangoon - when Aung San Suu Kyi welcomed an American President into the home where she had been imprisoned for years; when thousands of Burmese lined the streets, waving American flags, including a man who said, "There is justice and law in the United States. I want our country to be like that."

In defense of freedom, we will remain the anchor of strong alliances from the Americas to Africa; from Europe to Asia. In the Middle East, we will stand with citizens as they demand their universal rights, and support stable transitions to democracy. The process will be messy, and we cannot presume to dictate the course of change in countries like Egypt; but we can - and will - insist on respect for the fundamental rights of all people. We will keep the pressure on a Syrian regime that has murdered its own people, and support opposition leaders that respect the rights of every Syrian. And we will stand steadfast with Israel in pursuit of security and a lasting peace. These are the messages I will deliver when I travel to the Middle East next month.

All this work depends on the courage and sacrifice of those who serve in dangerous places at great personal risk - our diplomats, our intelligence officers, and the men and women of the United States Armed Forces. As long as I'm Commander-in-Chief, we will do whatever we must to protect those who serve their country abroad, and we will maintain the best military in the world. We will invest in new capabilities, even as we reduce waste and wartime spending. We will ensure equal treatment for all service members, and equal benefits for their families - gay and straight. We will draw upon the courage and skills of our sisters and daughters, because women have proven under fire that they are ready for combat. We will keep faith with our veterans - investing in world-class care, including mental health care, for our wounded warriors; supporting our military families; and giving our veterans the benefits, education, and job opportunities they have earned. And I want to thank my wife Michelle and Dr. Jill Biden for their continued dedication to serving our military families as well as they serve us.

But defending our freedom is not the job of our military alone. We must all do our part to make sure our God-given rights are protected here at home. That includes our most fundamental right as citizens: the right to vote. When any Americans - no matter where they live or what their party - are denied that right simply because they can't wait for five, six, seven hours just to cast their ballot, we are betraying our ideals. That's why, tonight, I'm announcing a non-partisan commission to improve the voting experience in America. And I'm asking two long-time experts in the field, who've recently served as the top attorneys for my campaign and for Governor Romney's campaign, to lead it. We can fix this, and we will. The American people demand it. And so does our democracy.

Of course, what I've said tonight matters little if we don't come together to protect our most precious resource - our children.

It has been two months since Newtown. I know this is not the first time this country has debated how to reduce gun violence. But this time is different. Overwhelming majorities of Americans - Americans who believe in the 2nd Amendment - have come together around commonsense reform - like background checks that will make it harder for criminals to get their hands on a gun. Senators of both parties are working together on tough new laws to prevent anyone from buying guns for resale to criminals. Police chiefs are asking our help to get weapons of war and massive ammunition magazines off our streets, because they are tired of being outgunned.

Each of these proposals deserves a vote in Congress. If you want to vote no, that's your choice. But these proposals deserve a vote. Because in the two months since Newtown, more than a thousand birthdays, graduations, and anniversaries have been stolen from our lives by a bullet from a gun.

One of those we lost was a young girl named Hadiya Pendleton. She was 15 years old. She loved Fig Newtons and lip gloss. She was a majorette. She was so good to her friends, they all thought they were her best friend. Just three weeks ago, she was here, in Washington, with her classmates, performing for her country at my inauguration. And a week later, she was shot and killed in a Chicago park after school, just a mile away from my house.

Hadiya's parents, Nate and Cleo, are in this chamber tonight, along with more than two dozen Americans whose lives have been torn apart by gun violence. They deserve a vote. Gabby Giffords deserves a vote. The families of Newtown deserve a vote. The families of Aurora deserve a vote.

The families of Oak Creek, and Tucson, and Blacksburg, and the countless other communities ripped open by gun violence - they deserve a simple vote.

Our actions will not prevent every senseless act of violence in this country. Indeed, no laws, no initiatives, no administrative acts will perfectly solve all the challenges I've outlined tonight. But we were never sent here to be perfect. We were sent here to make what difference we can, to secure this nation, expand opportunity, and uphold our ideals through the hard, often frustrating, but absolutely necessary work of self-government.

We were sent here to look out for our fellow Americans the same way they look out for one another, every single day, usually without fanfare, all across this country. We should follow their example.

We should follow the example of a New York City nurse named Menchu Sanchez. When Hurricane Sandy plunged her hospital into darkness, her thoughts were not with how her own home was faring - they were with the twenty precious newborns in her care and the rescue plan she devised that kept them all safe.

We should follow the example of a North Miami woman named Desiline Victor. When she arrived at her polling place, she was told the wait to vote might be six hours. And as time ticked by, her concern was not with her tired body or aching feet, but whether folks like her would get to have their say. Hour after hour, a throng of people stayed in line in support of her. Because Desiline is 102 years old. And they erupted in cheers when she finally put on a sticker that read "I Voted."

We should follow the example of a police officer named Brian Murphy. When a gunman opened fire on a Sikh temple in Wisconsin, and Brian was the first to arrive, he did not consider his own safety. He fought back until help arrived, and ordered his fellow officers to protect the safety of the Americans worshiping inside - even as he lay bleeding from twelve bullet wounds.

When asked how he did that, Brian said, "That's just the way we're made."

That's just the way we're made.

We may do different jobs, and wear different uniforms, and hold different views than the person beside us. But as Americans, we all share the same proud title:

We are citizens. It's a word that doesn't just describe our nationality or legal status. It describes the way we're made. It describes what we believe. It captures the enduring idea that this country only works when we accept certain obligations to one another and to future generations; that our rights are wrapped up in the rights of others; and that well into our third century as a nation, it remains the task of us all, as citizens of these United States, to be the authors of the next great chapter in our American story.

Thank you, God bless you, and God bless the United States of America.

Source: http://news.yahoo.com/obamas-state-union-speech-030157978--business.html

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